Deciding to become a parent, give birth, and care for a baby is one of the most important and miraculous events in our lives. When families feel safe and supported, it is an empowering and transformational experience which sets the stage for deep bonding and increased confidence in parenting. Being pregnant and giving birth deserves time, attention, care, and celebration! It is an event of a lifetime.

 

Throughout our lives we devote time, thought and money to the many endeavors we think are important or necessary: getting a cell phone, computer or tablet, education, clothes, finding a home, buying a car, planning a wedding, finding the perfect present, going out to eat or going on vacation. These are all different for each of us but what is true for all of us is that we prioritize our finances around what we value the most. What is more important than bringing life into the world? Or more important that being in control of your prenatal care and birth experience?

Fees & Insurance

I am an "out of network provider" and can bill most insurance companies including Medicaid. I use a billing company who submits the claim after the baby is born. 

I take a limited number of clients due each month and charge a $1,000 non-refundable fee to retain my services. 

 

For commercial insurance plans the amount ultimately paid depends on your out of network deductible and co-insurance This amount is often not determined until after the baby is born. Because it is unclear how much insurance will cover my services, I charge clients with commercial plans an upfront fee of $5,300. The amount is due by 32 weeks of pregnancy. There is a fee of $250 due each visit which is deducted from this amount. The $1,000 non-refundable retainer fee is also included in this amount. This amount will be reimbursed partially or in full after I receive reimbursement from the insurance company.

For Medicaid insurance, there are no out of pocket fees for care. The $1,000 non-refundable retainer is a separate fee and not related to health care. This out of pocket fee is still required. 

I want to make sure everyone has access to home birth. If there are financial challenges please discuss this with me and we can explore the possibility of a payment plan. We can talk in more detail about how al this works at the free consult visit. I will not be able to assess the details of your plan specifically but can speak generally about some plans. 

Other fees associated with having a home birth not covered by insurance:

  • $900-$1,100 for midwife assistant 

  • Approx $60-$100 for birth supplies

  • Doula 

  • Childbirth education and labor preparation